Do you find it difficult to prove your income, as your income is derived from more than one source?

Perhaps you’re self-employed and have no previous accounts.

Maybe you’re a contractor, seasonal worker or receive a high amount of bonus or commission and need this to be reflected in the amount you can borrow...

Previously, lenders would be more reluctant to lend to those who were self employed or could not prove their income.

However, in today’s market, many lenders now offer very competitive mortgage products designed specifically for this market.

At Cook Allen & Associates, if you’re looking for a Self-Certified Mortgage, we won’t ask you for your accounts, pay slips, or bank statements! Instead our select panel of lenders will simply carry out a credit check/score and, in some cases, may apply for a reference from your landlord.

We have a comprehensive directory of specialist lenders with competitive rates to meet your financial needs and circumstances.                            

If you would like more information about this or any other mortgage product offered by Cook Allen & Associates, please call 0845 257 9301, or complete our brief questionnaire and one of our qualified mortgage advisers will get in touch to discuss you mortgage requirements.

*Deliberately overstating your income to obtain funds is a criminal offence!